Financial Protection Solutions

Financial planning and risk reduction strategies can save you money and give you peace of mind during very difficult times.

Protection Solutions

Offering the right insurance solutions ensures that no matter what happens to your family and employees, they will have a safety net to fall back on. Our plans give you financial security for your loved ones with comprehensive plans such as life assurance, income protection and personal accident cover. We offer a vast array of options and add-ons to include coverage for accidental death and dismemberment, as well as critical illness and disabilities.

Life Assurance

Life assurance protects your spouse and children from the potentially devastating financial losses that could result if something happened to you. Life assurance provides cash when you need it most. A life assurance policy can deliver a specified sum of money when your family need it most. Upon your death, your family will receive your policy payout immediately.

If you have a family, a business, or others who depend on you, the life assurance benefit of a whole life policy acts as a financial safety net. When you die, your beneficiaries will receive a lump-sum payment that is guaranteed to be paid in full. It’s essential protection that you can count on to be there for your loved ones when most needed.

Income Protection

International income protection insurance provides you with a regular monthly income if an injury or illness prevents you from working in your regular profession while you’re living and working abroad. If you can’t work, income protection can support you and your family financially by paying you a portion of your lost earnings while you focus on your recovery. Sometimes, it’s the little differences that matter most.

What is typically covered under an income protection plan:
- Cover up to 80% of your salary
- Worldwide cover
- Income benefit paid if you are unable to work due to accident or illness
- New plans are available to expats aged 18-64 with an insurable income
- Income benefit paid until you are able to return to work, aged 65 or death, whichever comes sooner
- Cover available to individuals and companies

Personal Accident Insurance

If you have an accident, you want to know you are supported. Our Personal Accident cover offers financial help when you are in need, from unexpected injuries to hospital stays.

A permanent injury will significantly change how you live your life and our cover may be able to help you to adjust. Our personal accident plans pay out your claim following the completion of your treatment and confirmation that your injury is permanent.

There's always a chance that you may be involved in a serious accident. It's important to plan for what happens next, our cover solutions help your partner or family with financial support.

Life is complex, so we keep our expat insurance solutions simple. Plans are annually renewable, so you're not tied down to long, term-life policies. We cover expats, digital nomads, frequent travelers, and professionals.

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international cover solutions.

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